Blogs

Nov 07, 2024

Top 10 Steps to Prepare for Purchasing a House or Investment Property

Purchasing a home or investment property is an exciting yet complex endeavor, especially in a dynamic market like Ontario, Canada. To help you streamline your journey, I've compiled a list of the top 10 things you can do to prepare for your purchase.

Oct 07, 2024

Navigating Interest Rates: Why Your Purchasing Decision Shouldn't Be Determined by Rate Fluctuations

Interest rates are a hot topic when it comes to purchasing a home. Rates rise and fall based on various economic factors, and while they play a significant role in determining your mortgage payments, they shouldn't be the sole factor driving your purchasing decision

Sep 02, 2024

Guide: How to Save Money on Your Mortgage

Buying a home is one of the biggest financial commitments you'll ever make, but that doesn't mean you have to break the bank. With a few smart strategies, you can save money on your mortgage and make your dream home more affordable. Here’s how:

Aug 01, 2024

Refinancing a Mortgage: Is It the Right Move for You?

Refinancing a mortgage can be a smart financial move for many homeowners, but it’s important to understand the potential benefits and drawbacks before making a decision. This blog will explore what refinancing entails, when it might make sense, and a balanced look at the pros and cons.

Jul 06, 2024

Understanding Home Equity Lines of Credit: A Smart Financial Tool for Homeowners

Homeowners often seek ways to leverage their home's value to achieve various financial goals, and one powerful tool at their disposal is a Home Equity Line of Credit (HELOC). A HELOC allows homeowners to access funds based on the equity they've built up in their property, providing a flexible and often cost-effective way to borrow money. Let's delve into what a HELOC is, how it works, and why it can be beneficial for homeowners.

Aug 01, 2022

Ontario Hidden Summer Gems

Enough about rates ... Lets talk about some summer adventures within Ontario

Ontario is a beautiful province that I love to explore. There are so many beautiful hidden gems and beautiful places you should check out this month...

Jul 02, 2022

Updated information on Interest Rates

Hot topic of discussion

Interest rates are a hot topic of discussion at the moment. Many people may be unsure how the change in interests will affect them or what it means for them as homeowners or home buyers. If you are looking for more information about this popular topic of discussion, read the next page!

Jun 01, 2022

The Canadian Government making home ownership more affordable

The Government of Canada's new Budget introduces policies designed to make Canadian homeownership more affordable.

May 01, 2022

Things that I enjoy to do in the summer around Ontario!

Biking in the greater Ottawa Area

Ottawa has many biking trails with a variety of lengths and difficulty, appealing to everyone! With it's stunning views and different trails, it’ a great adventure any day of the week. One of the greatest places I love to take my bike!

Apr 01, 2022

The Mortgage Stress Test

What is it?

The mortgage stress test was established by The Government of Canada and the rate is set by the bank of Canada. This rate is also known as the benchmark rate, the qualifying rate or the posted rate.